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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

They helped where others couldn't

They helped where others couldn't Reviewed on: 17th April 2025

Easy to apply and use, the colour of the card is nic...

Easy to apply and use, the colour of the card is nice and presentable Reviewed on: 17th April 2025

Good haven’t had any problems with it so far

Good haven’t had any problems with it so far Reviewed on: 17th April 2025

Never had an issue easy to use and helpful

Never had an issue easy to use and helpful Reviewed on: 17th April 2025

Everything about the ZOPA credit card is great

Everything about the ZOPA credit card is great Reviewed on: 17th April 2025

FEEL IN SAFE HANDS

Use, pay on time, keep below 50% and feel in safe hands. Reviewed on: 17th April 2025

Very professional and happy with the help

Very professional and happy with the help Reviewed on: 17th April 2025

Very easy to apply,fast answer I strongly recommend

Very easy to apply,fast answer I strongly recommend Reviewed on: 17th April 2025

good some problems paying by transfer but when y...

All good some problems paying by transfer but when you get to know it it's ok Reviewed on: 17th April 2025

No issues .

No issues ...easy to use.....quick response to queries. Reviewed on: 17th April 2025

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