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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great communication great product

Great communication great product Reviewed on: 17th April 2025

Always kept informed on a regular basis, also great...

Always kept informed on a regular basis, also great customer service. Reviewed on: 17th April 2025

I like zopa because you always know what’s what, zop...

I like zopa because you always know what’s what, zopa always keep in touch, and the way everything is set up is simple and understandable, you can always get in touch, it’s so simple. Reviewed on: 17th April 2025

zopa card is great,but need to upgraid on contactles...

zopa card is great,but need to upgraid on contactless card Reviewed on: 17th April 2025

Super efficient, easy to use and you are constantly...

Super efficient, easy to use and you are constantly kept updated with any offers or changes without being bombarded. Reviewed on: 17th April 2025

Zopa credit card highly recommended

Excellent card had no issues only problem I could possibly say is a lower interest rate would be great .When someone tied to remove money on my card it was flagged up immediately and stopped and I was informed very impressed Reviewed on: 17th April 2025

Very easy to use very good offer

Very easy to use very good offer Reviewed on: 17th April 2025

Good value for money

Good value for money I appreciate the loan interest Reviewed on: 17th April 2025

Excellent customer service and I enjoy using Zopa

Excellent customer service and I enjoy using Zopa Reviewed on: 17th April 2025

Hassle free experience great introductory rate.

Hassle free experience great introductory rate. I like how you get notifications on spending so it keeps you in check excellent customer support in any situation Reviewed on: 17th April 2025

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