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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

You came to my aid at the time of need.

You came to my aid at the time of need. But hey, can you reduce the APR pls? Reviewed on: 17th April 2025

Best credit card provider!

Best credit card provider ever. Money transfer at good rate and fair interest. Excellent customer service at a glance. I will definitely recommend it to everyone I know. Thank you very much. Reviewed on: 17th April 2025

So good.

So good. I'm very happy with the bank. Reviewed on: 17th April 2025

I love the ease of the online app, I can keep on top...

I love the ease of the online app, I can keep on top of what I spend and Zopa offer some great options keeping me in the loop of how well I’m managing my card, they also let me know how my credit score is doing with options for loans, I also find unlike other creditors they don’t keep hassling me to take more credit which I really like, I only get offers of what I can afford, keep up the good work Zopa Reviewed on: 17th April 2025

Zopa was there when I needed money.

Zopa was there when I needed money. Zopa is also good at lowering interest rates. Reviewed on: 17th April 2025

It's easy to access on online and use the card

It's easy to access on online and use the card Reviewed on: 17th April 2025

Great all the way.

Great all the way. Easy process and everything was set up fast. Reviewed on: 17th April 2025

I have a credit card account.

I have a credit card account. Brilliant app. Very easy to use and very easy to manage Reviewed on: 17th April 2025

2nd to None

Easy to deal with , offer great advise and service .’ Reviewed on: 17th April 2025

"GOAT" greatest of all time

This is the greatest of all the cards I have used.I have closed my other credit cards because of zopa. Reviewed on: 17th April 2025

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