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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Excellent credit card provider

Excellent rate, great customer service. Clearly statements and easy to use appe Reviewed on: 17th April 2025

Zopa give a great all round experience.

Zopa give a great all round experience. The app works well and the credit card is filling all my needs. Reviewed on: 17th April 2025

Easy to use app and easy to navigate without having...

Easy to use app and easy to navigate without having any problems. Reviewed on: 17th April 2025

They are great to deal with and application was easy...

They are great to deal with and application was easy and quick. Reviewed on: 17th April 2025

Excellent service about using and services of card u...

Excellent service about using and services of card user Reviewed on: 17th April 2025

It’s good service and helpful

It’s good experience with service Reviewed on: 17th April 2025

My Zopa on line credit card.

I have found Zopa to be very helpful in their on line customer service, their interest rate is very good. So far in the time I have had my Zopa credit card touch would to not had any problems that they haven't been able to sort out. Each month in plenty of time they always send me my monthly statement, which tells me exactly what I have spent how much interest I will have to pay if I don't pay it off in full and how much they are going to charge me for that month. Which as I said you can pay extra to bring down your limit or pay it off. Keep up the good work. Reviewed on: 17th April 2025

Quick and reliable. Very Recommended

Fast and reliable. Very Recommended Reviewed on: 17th April 2025

Hassle free app with fast updates.

Hassle free app with fast updates. Plenty of notice of what you have to pay. Reviewed on: 17th April 2025

Excellent customer service and information.

Excellent customer service and information. Reviewed on: 17th April 2025

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