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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Easy and efficient with great communication.

Easy and efficient with great communication. Clear and easy to use App Reviewed on: 17th April 2025

First class

Excellent service, fast, simple and ensuring great customer satisfaction. Reviewed on: 17th April 2025

Good experience and easy to use.

Good experience and easy to use. Helps me build my credit rating Reviewed on: 17th April 2025

The app and excellent customer service

The app is simple and great to use. You can speak to someone easily and the team are courteous empathetic and polite. Very professional. Reviewed on: 17th April 2025

Well recommended

Gave me a loan with no bother and was so easy to set up and I had the money in my bank in minutes Reviewed on: 17th April 2025

was accepted and card came very quick

was accepted and card came very quick Reviewed on: 17th April 2025

Good app and customer service

Good app and excellent customer service Reviewed on: 17th April 2025

Great app

Easy to use with app and control your card and rebuild your credit rating using the accounts and linking it all up Reviewed on: 17th April 2025

Smooth your services are swift and reliable

Smooth your services are swift and reliable Reviewed on: 17th April 2025

Really great experience from the start

Really enjoy the app and the products Zopa have to offer. Great insights to help me manage my money better. Easy to open account and easy to contact them when I need to. Reviewed on: 17th April 2025

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