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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Seamless application

Seamless application…excellent communication…. Kept informed of all use , alerts on any use Reviewed on: 17th April 2025

User friends ieasy to apply and mobile app good to...

User friends ieasy to apply and mobile app good to use Reviewed on: 17th April 2025

Very good and excellent service easy to find out wh...

Very good and excellent service easy to find out what you spending Reviewed on: 17th April 2025

My experience has been straight forward, upfront and...

My experience has been straight forward, upfront and easy to negotiate with what I have required. Reviewed on: 17th April 2025

Friendly helpful staff whenever I needed help with m...

Friendly helpful staff whenever I needed help with my credit card. Reviewed on: 17th April 2025

One of the best credit card i ever used

One of the best credit card i ever used Reviewed on: 17th April 2025

Excellent APR and very effective in online payment a...

Excellent APR and very effective in online payment and for shopping Reviewed on: 17th April 2025

Zopa card sarvies is very extent

Zopa card sarvies is very extent Reviewed on: 17th April 2025

The client's satisfaction

It's a helping everyday life but could grow the credit over time .. Reviewed on: 17th April 2025

Zopa is user friendly the App is great and the suppo...

Zopa is user friendly the App is great and the support is there if I need it. This is my day to day card that I use and can keep track of all charges on my app Reviewed on: 17th April 2025

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