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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Great card very easy to use great Web site

Great card very easy to use great Web site Reviewed on: 17th April 2025

Great service, easy to use and understand

Great service, easy to use and understand Reviewed on: 17th April 2025

Great Asset

Very Good And Helpful and great asset helps to build your credit score Reviewed on: 17th April 2025

I’ve taken care of finance out along with my credit...

I’ve taken care of finance out along with my credit card. Very good rates on both Reviewed on: 17th April 2025

The Zopa app is so easy to use and the customer serv...

The Zopa app is so easy to use and the customer service are always friendly, kind and helpful. Reviewed on: 17th April 2025

Zopa card

Proffesional company and service Reviewed on: 17th April 2025

So friendly and helpful

So friendly and helpful … relaxed and no pressure … an honest bank Reviewed on: 17th April 2025

Everything about dealing with Zopa is easy and the a...

Everything about dealing with Zopa is easy and the app makes it super simple to manage your account. Reviewed on: 17th April 2025

Useful app, great service.

The app is very useful and informative. I highly recommend Zopa if you are looking for a credit card. Reviewed on: 17th April 2025

Never had one issue with my credit card one of the b...

Never had one issue with my credit card one of the best company's I have ever used for credit thankyou Reviewed on: 17th April 2025

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