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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Very easy to work the app everything is easy to unde...

Very easy to work the app everything is easy to understand Reviewed on: 17th April 2025

Great service

Zopa have given me a chance to rebuild my credit history Reviewed on: 17th April 2025

Amazing credit card

It’s been a joy to have a Zopa credit card it’s helped me so much. Reviewed on: 17th April 2025

Get your credit back on track

I am a new customer and found the app to be so helpful in getting your credit report back on track Reviewed on: 17th April 2025

Very reliable and comfortable credit company

Very reliable and comfortable credit company Reviewed on: 17th April 2025

Easy to deal with,great company great for credit bui...

Easy to deal with,great company great for credit building Reviewed on: 17th April 2025

I have a low credit score

I have a low credit score and Zopa gave me the chance to improve it. Reviewed on: 17th April 2025

absolutely no stress good service easy to you app

absolutely no stress good service easy to you app Reviewed on: 17th April 2025

The best credit card company by far

The best credit card company by far Reviewed on: 17th April 2025

First class customer service easy to navigate app

First class customer service easy to navigate app Reviewed on: 17th April 2025

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