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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

JUST IN TIME - Got the card when l really needed hel...

JUST IN TIME - Got the card when l really needed help then most and without any hassle. Reviewed on: 22nd April 2025

Easy to use app, simple and straight forward

Easy to use app, simple and straight forward Reviewed on: 22nd April 2025

Always fast when fraud is detected, easy to talk to...

Always fast when fraud is detected, easy to talk to only thing that’s a down side is they aren’t allowing the card on Apple Pay Reviewed on: 22nd April 2025

Credit card is conveinant and handy

Credit card is conveinant and handy Reviewed on: 22nd April 2025

Zopa Credit Excellence

Great rates of interest, easy to speak to customer service, easy access to look at details on line and great hikes in credit limits Reviewed on: 22nd April 2025

Just Perfect!

Excellent service all round their fixing of my issues with using the app was second to none and I fixed the problem I had with ease. Very polite agents and very patient! Thank you Reviewed on: 22nd April 2025

Great app

Great app and customer service,easy to use and find things you need Reviewed on: 22nd April 2025

I had a seamless experience onboarding and I found t...

I had a seamless experience onboarding and I found the app really easy to use as it is user friendly Reviewed on: 22nd April 2025

Easy app

Easy set up and app is really easy to use Reviewed on: 22nd April 2025

Very satisfied customer.No hidden charges.

Very satisfied customer and their products have no issues. Reviewed on: 22nd April 2025

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