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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very good site ,easy to use site and very well laid...

Very good site ,easy to use site and very well laid out Reviewed on: 22nd April 2025

Bank accounts are excellent but need to separate fro...

Bank accounts are excellent but need to separate from credit card otherwise it is an excellent service Reviewed on: 22nd April 2025

Good service and legit, thank you zopa for excellent...

Good service and legit, thank you zopa for excellent experience Reviewed on: 22nd April 2025

Easy to use and approve.

Easy to use and approve. Good customer service. Reviewed on: 22nd April 2025

Great credit card

Great credit card, easy to use / track where you are upto and credits appear shortly after submitting Reviewed on: 22nd April 2025

I really enjoyed using this credit card

I really enjoyed using this credit card Reviewed on: 22nd April 2025

good start company and doing well

good start company and doing well Reviewed on: 22nd April 2025

It's help to save money.

It's help to save money...in ias account...Easy pay back system... Reviewed on: 22nd April 2025

Zopa credit card.

Good service. Good customer service Reviewed on: 22nd April 2025

Lovely customer service excellent rates on saving th...

Lovely customer service excellent rates on saving the best Reviewed on: 22nd April 2025

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