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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

I cant open the application to see My card My balanc...

I cant open the application to see My card My balance, i was calling many times nobody resolving the problem Reviewed on: 17th April 2025

Zopa have always been brilliant!

Zopa have always been brilliant! Customer service is great and the product is fantastic for what I need. Reviewed on: 17th April 2025

Highly recommended

Excellent, friendly and helpful, seem to be different in a good way Reviewed on: 17th April 2025

Fantastic product and experience

Fantastic product and experience Reviewed on: 17th April 2025

ZOPA have been really easy to deal with.

ZOPA have been really easy to deal with. Everything is dealt with in easy to understand terms. I would recommend this banker to anyone Reviewed on: 17th April 2025

Great bank never any problems very enjoyable to be p...

Great bank never any problems very enjoyable to be part of.please keep up the good work. Reviewed on: 17th April 2025

Very easy and straight forward.

Very easy and straight forward. Crystal clear app. Lets me know when I’ve spent and my balance Reviewed on: 17th April 2025

Great card and company

Good rates and good customer service. Reviewed on: 17th April 2025

Verry good nice team and was verry fast

Verry good nice team and was verry fast Reviewed on: 17th April 2025

Effortless Card Management with No Foreign Fees

The Zopa Bank app makes managing my credit card effortless, with a clean interface, real-time updates, and no extra charges on foreign currency transactions. Reviewed on: 17th April 2025

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