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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Excellent

Very good and highly recommend everyone needed very helpful Reviewed on: 17th April 2025

Very good lovely people really easy to use like it a...

Very good lovely people really easy to use like it a lot Reviewed on: 17th April 2025

My wallet’s best friend.

My wallet’s best friend - I never travel without it, acceptable everywhere. The app is user friendly and easy to navigate. Reviewed on: 17th April 2025

All great things and very seamless service

All great things and very seamless service Reviewed on: 17th April 2025

It's great for spending I love zopa

It's great for spending I love zopa Reviewed on: 17th April 2025

Positive experience

So far, I’ve had no complaints and customer support has been excellent Reviewed on: 17th April 2025

Zopa is easy to use, the app is also wonderful...

Zopa is easy to use, the app is also wonderful Reviewed on: 17th April 2025

Best credit card company I’ve ever used

I got a credit card to help improve my credit score and the Zopa card has done that. The app is great and so easily to manage everything. It’s great that payments only take a couple of minutes and reflects within your balance within around 2 minutes! Reviewed on: 17th April 2025

STOKE SURVIVOR

I am a stroke survivor, any stress doesn’t help me at all, Zopa has taken money worries of me, plus there stress free, wonderful firm, Reviewed on: 17th April 2025

Brilliant service.

Brilliant service. Very good communication. Reviewed on: 17th April 2025

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