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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

my card, I have had no problems at all,...

Since having my card, I have had no problems at all, the service is always great, highly recommend Reviewed on: 17th April 2025

Keith satisfied customer

Easy forms to fill in good value Reviewed on: 17th April 2025

Really easy to apply very professional service

Really easy to apply very professional service Reviewed on: 17th April 2025

It was all a very smooth and easy

It was all a very smooth and easy Reviewed on: 17th April 2025

The costumer service is great thank you

The costumer service is great thank you Reviewed on: 17th April 2025

Very professional and excellent service

Very professional and excellent service Reviewed on: 17th April 2025

Super easy and friendly the app is do easy to...

Super easy and friendly the app is do easy to navigate Reviewed on: 17th April 2025

Great card to get you started on building credit score.

Great card to get you started on building credit score. Reviewed on: 17th April 2025

Useful back up

Very useful for purchases when cash is in short supply until payday or to spread payments for holidays etc and as a back up for holiday and other expenses. Reviewed on: 17th April 2025

Great credit card

Quick easy application with an easy to use app that provides all the information that you need with a reasonable starting credit limit and regular updates Reviewed on: 17th April 2025

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