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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Brilliant service fast customer service and useful t...

Brilliant service fast customer service and useful that everything is online. Reviewed on: 22nd April 2025

Any issues are resolved same day, also they call bac...

Any issues are resolved same day, also they call back or txt when they say they will Reviewed on: 22nd April 2025

Great customer service 24/7 always willing to help

Great customer service 24/7 always willing to help Reviewed on: 22nd April 2025

Had a loan and it was in my account within...

Had a loan and it was in my account within seconds Reviewed on: 22nd April 2025

I’m very happy with my credit card excellent bank hi...

I’m very happy with my credit card excellent bank highly recommended to everyone Reviewed on: 22nd April 2025

greatness

fast, accurate, loyal, competent Reviewed on: 22nd April 2025

It’s a good company I recommend them

It’s a good company I recommend them Reviewed on: 22nd April 2025

Having excellent credit and they approved law lumit...

Having excellent credit and they approved law lumit is not acceptable Reviewed on: 22nd April 2025

It was so fast decision, great communication, low...

It was so fast decision, great communication, low interest rate. Love it! Reviewed on: 22nd April 2025

Don't worry about looking for another credit card

I enjoyed it my only credit card company Reviewed on: 22nd April 2025

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