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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

I have really been happy since Zopa agreed to me h...

I have really been happy since Zopa agreed to me having a card on my journal of improving my credit rating it has been a very easy appp to get use to especially if you are not very computer friendly Reviewed on: 17th April 2025

Very easy to set up and use never had any problems w...

Very easy to set up and use never had any problems with it and I would keep this card to any other ones I have Reviewed on: 17th April 2025

Easy to use app and great customer service

Easy to use app and great customer service Reviewed on: 17th April 2025

I’ve never had a problem with Zopa I love using it t...

I’ve never had a problem with Zopa I love using it they have just lowered the rate witch is great Reviewed on: 17th April 2025

Very Good Customer Service Experience.

Very Good Customer Service Experience. Reviewed on: 17th April 2025

Very quick and painless and willingness to help

Very quick and painless and willingness to help Reviewed on: 17th April 2025

Straight forward and easy

I have absolutely no complaints. Every has been straight forward and easy Reviewed on: 17th April 2025

Stellar customer service

Excellent service always and follow up. Reviewed on: 17th April 2025

Blessed to have but I'm expecting more limit

Blessed to have but I'm expecting more limit Reviewed on: 17th April 2025

my card, I have had no problems at all,...

Since having my card, I have had no problems at all, the service is always great, highly recommend Reviewed on: 17th April 2025

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