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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Great service, easy to use and a god send in current...

Great service, easy to use and a god send in current climates!! Reviewed on: 17th April 2025

Always reliable and happily give me credit increases...

Always reliable and happily give me credit increases when required Reviewed on: 17th April 2025

From start to present excellent service

From start to present excellent service Reviewed on: 17th April 2025

I find the statements easy to read and the app is ea...

I find the statements easy to read and the app is easy to navigate Reviewed on: 17th April 2025

I used it so many times there is no problem...

I used it so many times there is no problem Reviewed on: 17th April 2025

It's been great credit card, I have bo complaints ab...

It's been great credit card, I have bo complaints about the service Reviewed on: 17th April 2025

Zopa are fantastic

Been with Zopa a while now just waiting for a credit increase great company Reviewed on: 17th April 2025

very happy with the services provided

very happy with the services provided Reviewed on: 17th April 2025

I have not had a bad experience with zopa.

I have not had a bad experience with zopa. They are an excellent company and would be happy to recommend to anybody Reviewed on: 17th April 2025

Very good card credit

I needed credit for some outstanding expenses and Zopa increased my credit limit when I needed it most Reviewed on: 17th April 2025

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