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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Never had any issues with Zopa.

Never had any issues with Zopa. Keep you informed and updated all the time Reviewed on: 17th April 2025

Good all round excellent service

Good all round excellent service Reviewed on: 17th April 2025

brilliant company

zopa is amazing no messing about always there when needed Reviewed on: 17th April 2025

Excellent app very easy to apply

Excellent app very easy to apply Reviewed on: 17th April 2025

Life saver

It was amazing , Zopa is amazing card Reviewed on: 17th April 2025

Easy application.

Easy application. App is informative and easy to navigate. Credit limit was sufficient. Reviewed on: 17th April 2025

Zopa has been very helpful

Zopa has been very helpful in making my finances easy to understand Reviewed on: 17th April 2025

excellent communication with the team

excellent communication with the team Reviewed on: 17th April 2025

my credit score

I took the card to improve my credit score and it has worked well. Reviewed on: 17th April 2025

Practical

I have been using zopa for few years and have found it very realistic. Reviewed on: 17th April 2025

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