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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Straightforward and professional in every aspect

I applied for a Zopa credit card and I was surprised how quickly I got a positive response and from start to finish everything was straightforward and dealt with in a professional manner and in terms that were very clear and straightforward . Reviewed on: 17th April 2025

Excellent company easy app to use can rely on the c...

Excellent company easy app to use can rely on the company for prompt help if needed Reviewed on: 17th April 2025

Trust worthy and Smooth Transaction

Trust worthy and Smooth Transaction Reviewed on: 17th April 2025

Brilliant experience recommended them to friends and...

Brilliant experience recommended them to friends and family Reviewed on: 17th April 2025

I am so happy with zopa always been so helpful and t...

I am so happy with zopa always been so helpful and there when I need help would recommend zopa Reviewed on: 17th April 2025

Zopa understand The struggle of People with inflamat...

Zopa understand The struggle of People with inflamation on the rise and offer great inerest rate. The online Services is also great and easy access. Reviewed on: 17th April 2025

Easy to apply

Easy to apply , everything has been simple so far Reviewed on: 17th April 2025

I have had nothing but good experiences with Zopa

I have had nothing but good experiences with Zopa Reviewed on: 17th April 2025

Great product with ease of use and the app is very f...

Great product with ease of use and the app is very functional Reviewed on: 17th April 2025

Since I have been with zopla I have had excellent cu...

Since I have been with zopla I have had excellent customer service and the rates are very good Reviewed on: 17th April 2025

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