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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Great experience so far, great customer service

Great experience so far, great customer service Reviewed on: 17th April 2025

getting Zopa is a Win

Zopa are great, it's as simple as simple as that Reviewed on: 17th April 2025

Good service any problems they sorted

Good service any problems they sorted Reviewed on: 17th April 2025

Super easy app.

Super easy app. Great insights into credit rating. Useful other tools like ISA accounts Reviewed on: 17th April 2025

Great lender

With previous bad credit zopa gave me the opportunity & the credit limit to build my credit score back up to a respectable level.in which I'm very happy & appreciative off.thank you Reviewed on: 17th April 2025

It was easy to apply and quick response

It was easy to apply and quick response Reviewed on: 17th April 2025

I love the easy to use app.

I love the easy to use app.It has everything you need Reviewed on: 17th April 2025

Well deserved

Well deserved It was easy and straightforward. Great customer service. The app is lovely. Reviewed on: 17th April 2025

Very easy app to use and good account options

Very easy app to use and good account options Reviewed on: 17th April 2025

Very helpful easy to use app, very good communication,

Very helpful easy to use app, very good communication, Reviewed on: 17th April 2025

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