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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Excellent everyday credit card

Easy application and quick decision. App is easy to use and communication is good Reviewed on: 17th April 2025

Excellent

Excellent easy no issues brilliant app Reviewed on: 17th April 2025

Great services wirh zopa

Great services with zopa credit card Reviewed on: 17th April 2025

Great service, quick account updates

Great service, quick account updates Reviewed on: 17th April 2025

Happy as can be

I’ve never had an issue and the app works well for me. Reviewed on: 17th April 2025

great customer service, reliable .

great customer service, reliable .. Reviewed on: 17th April 2025

My experience with Zopa has been excellent

My experience with Zopa has been excellent Reviewed on: 17th April 2025

Gave me a chance when many wouldn’t

Have given me a credit card when many wouldn’t to give me a second chance to rebuild my credit score one issue is I’ve always paid the balance on it and never at my max but haven’t been offered a credit increase Reviewed on: 17th April 2025

Zopa have been gr8 they were there for me when i nee...

Zopa have been gr8 they were there for me when i needed a card. Reviewed on: 17th April 2025

Very good customer service and it was sorted very qu...

Very good customer service and it was sorted very quickly Reviewed on: 17th April 2025

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