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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great bank

App easy to you keep you informed with products Reviewed on: 22nd April 2025

Easy to use service that quick accepted my application.

Easy to use service that quick accepted my application. Reviewed on: 22nd April 2025

Very good service friendly staff and easy to use app

Very good service friendly staff and easy to use app Reviewed on: 22nd April 2025

Really good easy to use app, all in one place.

Really good easy to use app, all in one place. No issues and when I have phoned everyone was really nice. Reviewed on: 22nd April 2025

Excellent all round very helpful customer service

Excellent all round very helpful customer service Reviewed on: 22nd April 2025

Easy communication is great .

Easy and clear instructions.. great app and I’ve recommended it to friends Reviewed on: 22nd April 2025

It's all good so far.

It's all good so far. No real issues to complain about Reviewed on: 22nd April 2025

Zopa made it easy to stay in control

Not long after clearing an IVA I wanted to get my credit rating back to a good position. Zopa were the ones I'm happy I took a chance on. I've not heard about them before and after a little research I decided to take on a credit card. With their credit cushion and optional increases I feel in control of what I can use and borrow. Reviewed on: 22nd April 2025

Good customer experience with Zopa

I have good experience with the way Zopa handles customer queries. Prompt provision of funds.They make money available to you immediately. Reviewed on: 22nd April 2025

Credit card

No problems to report, I've been very happy with the card Reviewed on: 22nd April 2025

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