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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Fantastic and great help to support bad credit rating

Fantastic and great help to support bad credit rating Reviewed on: 17th April 2025

A perfect app

A perfect app that takes care of all your financial needs Reviewed on: 17th April 2025

Easy application process and great app

Easy application process and great app Reviewed on: 17th April 2025

they help me when I most needed

they help me when I most needed Good to count on Reviewed on: 17th April 2025

Zopa is fab.

Zopa is fab. Website easy to navigate. They let you know after every time what you have left of credit. Reviewed on: 17th April 2025

Easy to use and good communication.

Easy to use and good communication. Reviewed on: 17th April 2025

Easy to apply and manage accounts

Easy to apply and manage accounts Reviewed on: 17th April 2025

Excellent service no problems staff are helpful when...

Excellent service no problems staff are helpful when you call and the app is easy to use Reviewed on: 17th April 2025

It's stress free experience always. Best card

It's stress free experience always. Reviewed on: 17th April 2025

No hassle and straight forward.

No hassle and straight forward. Easy to use and great App Reviewed on: 17th April 2025

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