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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Zopa Doupa

Always been helpful. Customer Services is fast and efficient. Reviewed on: 17th April 2025

Very easy to use, no issues.

Very easy to use, no issues.Easy to download app Reviewed on: 17th April 2025

Great provider on everything.

Great provider on everything...it does what it says on the tin . Reviewed on: 17th April 2025

My Account with Zopa is confidential and the service...

My Account with Zopa is confidential and the service is Excellent service and items would recommend them to anyone Reviewed on: 17th April 2025

Smooth service easy to use account app

Smooth service easy to use account app Reviewed on: 17th April 2025

Immature Company

You failed twice to set up a DD. and I ended up being charged £12. Reviewed on: 17th April 2025

Piece of mind

Easy to use and gives piece of mind that I have it in case of emergencies Reviewed on: 17th April 2025

Easy to set up and everything done on your phone...

Easy to set up and everything done on your phone Reviewed on: 17th April 2025

excellent

excellent customer service easy manaeable Reviewed on: 17th April 2025

Happy with my experience, always been helpful

Happy with my experience, always been helpful Reviewed on: 17th April 2025

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