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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Really happy with the card card and they our really...

Really happy with the card card and they our really helpful Reviewed on: 22nd April 2025

A pleasure to do business with

A pleasure to do business with, no hassle, easy to use app and everything made clear Reviewed on: 22nd April 2025

Absolutely brilliant cannot fault anyone at Zopa

Absolutely brilliant cannot fault anyone at Zopa Reviewed on: 22nd April 2025

It’s simple and the App is user friendly

It’s simple and the App is user friendly Reviewed on: 22nd April 2025

Excellent service great rates.

Excellent service great rates. Been with zopa over a year Reviewed on: 22nd April 2025

Great rates, good customer service

Great rates, good customer service Reviewed on: 22nd April 2025

I had a credit card and loan with Zopa was fantastic.

I had a credit card and loan with Zopa was fantastic. It was tailored for my needs and aspirations Reviewed on: 22nd April 2025

Zapa help help me so much excellent bank

Zapa help help me so much excellent bank Reviewed on: 22nd April 2025

Great credit card and services!

Great credit card and services! The app is very simple to use! The information you need are imediately provided! Reviewed on: 22nd April 2025

I have been really happy in all aspects of my intera...

I have been really happy in all aspects of my interactions. Reviewed on: 22nd April 2025

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