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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I HAVE BEEN USING ZOPA FOR MANY YEARS.

I HAVE BEEN USING ZOPA FOR MANY YEARS. APPLYING FOR CREDIT CARD TOOK ME SOME TIME BUT THAT BECAUSE ZOPA IS RESPONSIBLE LENDER AND WOULD NOT LET ME BORROW WHEN I COULD NOT AFFORD. Reviewed on: 22nd April 2025

Understanding Zopa

Zopa have always given me an excellent service whenever I have needed to contact them for help or assistance for any issue that I may of had with my account and been as helpful and understanding as possible. Reviewed on: 22nd April 2025

Zoopa credit card is amazing, money is at hand when...

Zoopa credit card is amazing, money is at hand when needed. great and easy to use. possibility to set up convenient repayments. incredibly fast nice service. highly recommend Reviewed on: 22nd April 2025

Zopa best credit card company

Very friendly people always ask me if I want an increase never assume first very understanding company have recommended to my family and friends Reviewed on: 22nd April 2025

About zopa

Ok. Super. Excellent. I'm very happy Reviewed on: 22nd April 2025

Zopa quality

Smart efficient reliable service. Reviewed on: 22nd April 2025

Good interest rate paid rest of other uk banks

Good interest rate paid rest of other uk banks Reviewed on: 22nd April 2025

Amazing customer service and support app works perfe...

Amazing customer service and support app works perfectly no faults at all Reviewed on: 22nd April 2025

Easy application,very fast response!

Easy application,very fast response!!! Reviewed on: 22nd April 2025

I have a card from this bank and the service of this...

I have a card from this bank and the service of this bank is very good and I like this bank very much. Reviewed on: 22nd April 2025

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