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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

I have never had a problem with Zopa.

I have never had a problem with Zopa.. the app is very easy to use too Reviewed on: 17th April 2025

Great, good service,I will recommend this experience...

Great, good service,I will recommend this experience with Zopa. Reviewed on: 17th April 2025

Easily the best provider I've ever had

Excellent credit card with a really easy to use app. Reminders sent when payment is due and the payment shows on your account immediately. Superb customer service Reviewed on: 17th April 2025

Great service Customer care no problem to small I lo...

Great service Customer care no problem to small I lost my credit card Phoned Customer service two days later new card though the door !!! Reviewed on: 17th April 2025

Really easy onboarding process!

Really easy onboarding process, the app works well, what’s not to like! Reviewed on: 17th April 2025

Excellent perfect

Fast and easy excellent Easy to get a loan Reviewed on: 17th April 2025

Great customer service, easy to talk to.

Great customer service, easy to talk to. Reviewed on: 17th April 2025

Very happy with service and application solved my is...

Very happy with service and application solved my issues I had with missing paymen so very pleasant and helpful solving my problem thank you Reviewed on: 17th April 2025

I have never encountered an issue since I have had m...

I have never encountered an issue since I have had my credit card Reviewed on: 17th April 2025

Very approachable and clear

Very approachable and clear every time I contacted customer service Reviewed on: 17th April 2025

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