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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

It's very easy to use and responding time is very qu...

It's very easy to use and responding time is very quick that I love the most Reviewed on: 17th April 2025

They have always been professional and there to help

They have always been professional and there to help Reviewed on: 17th April 2025

Brilliant bank so easy to deal with

Brilliant bank so easy to deal with Reviewed on: 17th April 2025

Good customer service easy to talk to

Good customer service easy to talk to Reviewed on: 17th April 2025

Perfect Online Banking!

Great choices of account types. Great rewards. Great AER % Great to use overseas. Just perfect for everything you need from an online bank! Reviewed on: 17th April 2025

Zopa CC is an excellent financial tool and very help...

Zopa CC is an excellent financial tool and very helpful for daily expenses or quicker solving unexpected problems. Reviewed on: 17th April 2025

I real like Zopa it's easy to use

I real like Zopa it's easy to use Reviewed on: 17th April 2025

Really good easy to use good customer service

Really good easy to use good customer service Reviewed on: 17th April 2025

Because my experience was amazing

Because my experience was amazing Reviewed on: 17th April 2025

easy excellent card woud reccomend

easy to use effortless would reccomend Reviewed on: 17th April 2025

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