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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Everything is very easy.

Everything is very easy..Online appsimple yo use Reviewed on: 17th April 2025

Have had no problems with zopa.

Have had no problems with zopa. They have great customer service and there if you need help Reviewed on: 17th April 2025

Very ...

Very Good I am very pleased with your servicesBe honest Whether your experience was good or bad, don’t be afraid to share it. Good good good Reviewed on: 17th April 2025

A best credit card ever I had,it helps me to pay my...

A best credit card ever I had,it helps me to pay my bills easily and for shopping as well. Reviewed on: 17th April 2025

No problems with Zopa good service and I like you ca...

No problems with Zopa good service and I like you can talk to a human at customer service Reviewed on: 17th April 2025

Amazing Brilliant and helpful with anything

Brilliant and helpful with anything Reviewed on: 17th April 2025

Minty Sav 1965

Good customer service helps build up my credit score very easy to use app easy to Follo Reviewed on: 17th April 2025

I have memory issues so finding a simple user experi...

I have memory issues so finding a simple user experience is key. I have multiple credit cards but Zopa by far is the best Reviewed on: 17th April 2025

Credit card easy use

Buchan easy.card to use . Excellent Reviewed on: 17th April 2025

Helpful and honest

Zopa helped me through a crisses with my money problems and are still helping me now Reviewed on: 17th April 2025

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