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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great Credit card company - great App easy to use...

Great Credit card company - great App easy to use Reviewed on: 17th April 2025

VERY FRIENDLY AND HELPFUL TO WORK WITH

VERY FRIENDLY AND HELPFUL TO WORK WITH Reviewed on: 17th April 2025

Very nice experience very good bank is my favourite...

Very nice experience very good bank is my favourite bank Reviewed on: 17th April 2025

Transactions are so easy and getting notifications w...

Transactions are so easy and getting notifications within minutes Reviewed on: 17th April 2025

Zoola are very clear with all there charges , they...

Zoola are very clear with all there charges , they have increased my limits as we have gone on.greay help for us. Reviewed on: 17th April 2025

Great way to build credit Zopa team always ready to...

Great way to build credit Zopa team always ready to help Reviewed on: 17th April 2025

Thanks to Zopa I’ve improved my credit score and can...

Thanks to Zopa I’ve improved my credit score and can always afford the little things. Reviewed on: 17th April 2025

I am very satisfied with the service provided by ZOP...

I am very satisfied with the service provided by ZOPA it works even outside of the UK 100% TOP OF THE TOP ! Reviewed on: 17th April 2025

Thank you for the opportunity

It was fantastic to be offered a zopa credit card and to show that we can build a good credit report. Reviewed on: 17th April 2025

Excellent Customer Support

Excellent Customer Support Great Company Reviewed on: 17th April 2025

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