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Zopa: Credit card reviews

4.93
Based on 40,272 reviews, last reviewed 7th Dec 2025
33% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025
Ali Raza's avatar
Ali Raza

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (40272)

Review of the Zopa, Credit card:

Best credit card ever

5
I have had no trouble with this credit card everything has gone through smoothly Reviewed on: 17th March 2021

So easy to use the app & competitive with other...

5
So easy to use the app & competitive with other cards Reviewed on: 28th April 2025

Always helpful and easy to use would recommend to all

5
Always helpful and easy to use would recommend to all Reviewed on: 28th April 2025

Very easy to use and good customer service all there...

5
Very easy to use and good customer service all there to help Reviewed on: 28th April 2025

easy processes, not good services

3
easy processes, not good services Reviewed on: 28th April 2025

Fair and smart

5
I have had the credit card for a few years. Never had an issue. Customer service quick and fair Reviewed on: 28th April 2025

All ways been very good to me and treated very well...

5
All ways been very good to me and treated very well and given me a chance off which has worked for me 100% Regards Gary Reviewed on: 28th April 2025

Amazing really good very happy with the service

5
Amazing really good very happy with the service Reviewed on: 28th April 2025

Great products and customer service.

5
Great products and customer service. Reviewed on: 28th April 2025

I am verry happy with zopa.

5
I am verry happy with zopa.VEry relable Reviewed on: 28th April 2025

Great service, fast and efficient

5
Great service, fast and efficient Reviewed on: 28th April 2025

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