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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great understanding customer care, Great help in...

Great understanding customer care, Great help in obtaining a good credit Reviewed on: 17th April 2025

Money wise

The online app. Is extremely easy to navigate, so you know exactly where your upto. Notifications are brilliant. I Can't fault the help and services provided. Reviewed on: 17th April 2025

I have been very please with my experience with ZOPA...

I have been very please with my experience with ZOPA with their easy to use app that not only helps me track my credit but also gives me personalised offers for loans and also helps me link my personal bank bank/credit card accounts for easier access. Reviewed on: 17th April 2025

Of the six credit cards I’ve had Zopa has been...

Of the six credit cards I’ve had Zopa has been the best Reviewed on: 17th April 2025

I have found using Zopa very easy the app is...

I have found using Zopa very easy the app is great Reviewed on: 17th April 2025

Zopa great

Great service, great app, easy to use Reviewed on: 17th April 2025

I've had a great experience with the Zopa Credit Card.

I've had a great experience with the Zopa Credit Card. The app is super easy to use, and everything is really transparent – no hidden fees or confusing terms. Payments are straightforward, and I love the real-time notifications. Customer service has also been responsive and helpful whenever I had a question. Definitely recommend for anyone looking for a reliable and modern credit card. Reviewed on: 17th April 2025

I have had no problems or issues with my card.

I have had no problems or issues with my card. Has been plain sailing sine applying for and receiving my card Reviewed on: 17th April 2025

Zopa accepted me with no hesitation.

Zopa accepted me with no hesitation. I have been a customer for 2 years my experience has been excellent and would advise anybody to use this company without hesitation. Reviewed on: 17th April 2025

Very helpful !

Very helpful ! Had a problem with my app and got it sorted right away !also got my new card replaced less than a week !! Reviewed on: 17th April 2025

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