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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Apps so easy to use and keep a check on what you spe...

Apps so easy to use and keep a check on what you spend, very good service Reviewed on: 17th April 2025

Simple and easy.

Simple and easy. I recommend it to my husband and he applied got it and enjoyed Reviewed on: 17th April 2025

I have found Zopa bank very helpful

I have found Zopa bank very helpful professional and understanding of its customers problems and assists them in anyway they can especially in there finnances and loans Reviewed on: 17th April 2025

Easy online use and interest not expensive at all co...

Easy online use and interest not expensive at all compared to most credit cards. Reviewed on: 17th April 2025

Helped me no end.

Helped me no end. Easy, friendly. No stress. Only CC company i can trust. Reviewed on: 17th April 2025

Simple, Transparent and Fast!

I’ve been using the Zopa credit card for a few months now and it’s been a great experience. The app is user-friendly and gives me full control over my spending and repayments. I really like how transparent the fees are – no hidden surprises. Customer service has been responsive the couple of times I reached out. Overall, it feels like a modern credit card for people who want clarity and control. Reviewed on: 17th April 2025

It's help for you anytime.

It's help for you anytime..thanks zopa Reviewed on: 17th April 2025

My experience with ZOPA

Easy to use flexible and easy to use. Excellent service and friendly service. Reviewed on: 17th April 2025

Friendly customer service.

Friendly customer service. App is simple to use giving you all the information you may need. Reviewed on: 17th April 2025

Brilliant credit card to have

I've never had any problems with this credit card and the interest isn't that high. Reviewed on: 17th April 2025

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