Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

View other Zopa products

4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great service

No complaints at all - customer service was great Reviewed on: 17th April 2025

Never had a problem with my credit card from Zopa .

Never had a problem with my credit card from Zopa . I feel very confident if I did have any issues I know they will help in any way Reviewed on: 17th April 2025

Simple the best

Chatting is simple and quick and my query is resolved. Reviewed on: 17th April 2025

Everything is very well explained, The Banking App i...

Everything is very well explained, The Banking App is very easy to use. If I have needed to make contact & get information or clarity anything there is alot of good support Reviewed on: 17th April 2025

It was so easy to get my card.

It was so easy to get my card.very quick and efficent. Reviewed on: 17th April 2025

Love this card.

Love this card. Great app . Fab customer service Reviewed on: 17th April 2025

Easy and simple way to improve your credit score

Since I started to use give me more confidence. They’re professional and understanding your needs Reviewed on: 17th April 2025

when you have a problem zopa all ways are very polit...

when you have a problem zopa all ways are very polite and helpful Reviewed on: 17th April 2025

Good company .very fair

Good company .very fair.i have no complaints Reviewed on: 17th April 2025

1st class

1st class service not a single bad thing to say Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Marbles Credit Card
from NewDay 4.89 from 541 reviews
Flexicard
from Halifax 3.65 from 7 reviews
Credit card
from Debenhams 2.47 from 13 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69081 reviews
Current account
from Zopa 4.93 from 6588 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub