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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,332 reviews, last reviewed 18th Apr 2026
44% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44332)

Top card.

5
Top card. GOOD CARD Best decision I made this year Reviewed on: 17th April 2025
Ian M's avatar
Ian M

Great credit card

5
I've always had great service from Zopa. I would definitely recommend them to others. Reviewed on: 17th April 2025
Paul W's avatar
Paul W

I have been impressed overall by the service I have...

5
I have been impressed overall by the service I have received. Reviewed on: 17th April 2025
Laila A's avatar
Laila A

Great service

5
No complaints at all - customer service was great Reviewed on: 17th April 2025
Nicole R's avatar
Nicole R

Never had a problem with my credit card from Zopa .

5
Never had a problem with my credit card from Zopa . I feel very confident if I did have any issues I know they will help in any way Reviewed on: 17th April 2025
Janice E's avatar
Janice E

Simple the best

5
Chatting is simple and quick and my query is resolved. Reviewed on: 17th April 2025
Charlo D's avatar
Charlo D

Everything is very well explained, The Banking App i...

5
Everything is very well explained, The Banking App is very easy to use. If I have needed to make contact & get information or clarity anything there is alot of good support Reviewed on: 17th April 2025
Darren B's avatar
Darren B

It was so easy to get my card.

5
It was so easy to get my card.very quick and efficent. Reviewed on: 17th April 2025
Brian a's avatar
Brian a

Love this card.

5
Love this card. Great app . Fab customer service Reviewed on: 17th April 2025
Sheena Watt's avatar
Sheena Watt

Easy and simple way to improve your credit score

5
Since I started to use give me more confidence. They’re professional and understanding your needs Reviewed on: 17th April 2025
JMC's avatar
JMC

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