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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,330 reviews, last reviewed 18th Apr 2026
44% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always fantastic always receive excellent support Always fantastic always receive excellent support Reviewed on: 18th April 2026
Debbie branch's avatar
Debbie branch

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44330)

5* from start to finish

5
From start to finish I felt valued as a customer. Customer service were exceptional. I couldn't ask for better. If this is the level of service they provide to their customers, then yes they deserve the status they have been given. Very well done. Reviewed on: 17th April 2025
algi's avatar
algi

Got Zopa to help build my credit score, which they’v...

5
Got Zopa to help build my credit score, which they’ve helped me with and gave me an increase on my credit limit each year after a review. I would and have recommended this company to family and friends. Reviewed on: 17th April 2025
Alec Buckland's avatar
Alec Buckland

Zopa a replaceable lender

5
Zopa have treated me very well I feel. They do not pressure you to accept a higher credit limit or take out a loan. Information is readily available and good customer service. Reviewed on: 17th April 2025
AllyD's avatar
AllyD

I just find it a really good card easy to use easy t...

5
I just find it a really good card easy to use easy to set up I’ve told friends and family about the card Reviewed on: 17th April 2025
Steven 's avatar
Steven

Great card recommend to everyone

5
Great card recommend to everyone Reviewed on: 17th April 2025
Kathleen morrison 's avatar
Kathleen morrison

It all seems very simple no jargon just straight for...

5
It all seems very simple no jargon just straight forward questions perfect plain and simple what more can I say Reviewed on: 17th April 2025
Richard J's avatar
Richard J

Mamazing

5
So good and amazing service .zopa knows us more then we know about are needs Reviewed on: 17th April 2025
Surinder's avatar
Surinder

Have never had any issues, when I have spoken to any...

5
Have never had any issues, when I have spoken to anyone they are always helpful Reviewed on: 17th April 2025
Carla H's avatar
Carla H

Top card.

5
Top card. GOOD CARD Best decision I made this year Reviewed on: 17th April 2025
Ian M's avatar
Ian M

Great credit card

5
I've always had great service from Zopa. I would definitely recommend them to others. Reviewed on: 17th April 2025
Paul W's avatar
Paul W

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