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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Brilliant

No trouble at all when applying for the card Reviewed on: 17th April 2025

Zopa credit card

Very fast credit card decision card arrived promptly Reviewed on: 17th April 2025

Zopa Credit Card

Very easy to use and set up, great features and very friendly staff. Reviewed on: 17th April 2025

Always very good service

Always very good service and so helpful especially with me being older thay dont mind me asking questions Reviewed on: 17th April 2025

I’m really pleased with the way they manage my credit.

I’m really pleased with the way they manage my credit. The communication is excellent. No surprises works well. Reviewed on: 17th April 2025

Exceptional service outstanding service.

Exceptional service outstanding service. Reviewed on: 17th April 2025

Friendly Service

Excellent Responsible lender, great customer service and Great App Reviewed on: 17th April 2025

Zopa help me when no other credit card company willi...

Zopa help me when no other credit card company willing to give me a credit card, started with 600 credit now it grows to 2,100 fast and reliable. Satisfied with Zopa service. Reviewed on: 17th April 2025

Application process easy and flawless

Application process easy and flawless Reviewed on: 17th April 2025

Easy smooth transactions when Using card

Easy smooth transactions when Using card Reviewed on: 17th April 2025

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