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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

1.000 percent People

Just Great people Zopa 10/10 service they give you can not go any better working togeather Reviewed on: 17th April 2025

Good service

I have no problem using the zopa credit card in UK and abroad and whenever I needed customer service it was excellent Reviewed on: 17th April 2025

Excellent

Very easy to navigate always letting me know of updates Reviewed on: 17th April 2025

Always seem to be very friendly and efficient.

Always seem to be very friendly and efficient. Go out of their way to try and help with potential new business Reviewed on: 17th April 2025

Efficient, informative and friendly service.

Efficient, informative and friendly service. I have enjoyed being a customer of Zopa and would recommend my friends. Reviewed on: 17th April 2025

Very good card to have staff very polite

Very good card to have staff very polite Reviewed on: 17th April 2025

Great service easy to use

It’s been fine.The app is easy to use and the service has been good.I would recommend Zoopla to my friends and family Reviewed on: 17th April 2025

Excellent customer service and communication through...

Excellent customer service and communication throughout the application process. Respond to communication promptly. Overall excellent card service Reviewed on: 17th April 2025

Recommend this bank,

I can honestly say that all the dealings I have had with Zopa have been very posative They have demonstrated excellent customer care and have dealt with all my enquiries with professionalism and made me feel valued. Reviewed on: 17th April 2025

Very satisfied with the excellent service do exactly...

Very satisfied with the excellent service do exactly as they say they will Reviewed on: 17th April 2025

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