Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,338 reviews, last reviewed 23rd Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026
Seanie's avatar
Seanie

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022
Michael 's avatar
Michael

Excellent service would recommend to all my friends...

5
Excellent service would recommend to all my friends and family Reviewed on: 17th April 2025
Lorraine P's avatar
Lorraine P

Zopa delivers an excellent service

5
Good communication and easy to use website. No complaints at all. Reviewed on: 17th April 2025
Sharon Jeavons's avatar
Sharon Jeavons

Easy app

5
The app is very easy to use and payment takes no time at all Reviewed on: 17th April 2025
Rob H's avatar
Rob H

I was approved quickly & on my way to improving my c...

5
I was approved quickly & on my way to improving my credit score. They don't hound me with credit increases which I appreciate as stops me overstepping what I can afford each month. I automatically pay my balance each month but can change this online if I feel the need to Reviewed on: 17th April 2025
Sarah P's avatar
Sarah P

Top Credit Card company..

4
Very helpful friendly staff and my account was approved with speedy results Reviewed on: 17th April 2025
Martin C's avatar
Martin C

rating of card

5
having no trouble with zopa i rate them highly and are good for repairing credit rating Reviewed on: 17th April 2025
Peter r's avatar
Peter r

Brilliant

5
No trouble at all when applying for the card Reviewed on: 17th April 2025
Louise Fearn 's avatar
Louise Fearn

Zopa credit card

5
Very fast credit card decision card arrived promptly Reviewed on: 17th April 2025
Paul t's avatar
Paul t

Zopa Credit Card

5
Very easy to use and set up, great features and very friendly staff. Reviewed on: 17th April 2025
gary s's avatar
gary s

Always very good service

5
Always very good service and so helpful especially with me being older thay dont mind me asking questions Reviewed on: 17th April 2025
Teresa Thomasson 's avatar
Teresa Thomasson

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa

  • Personal loan

    from Zopa 4.95 from 69078 reviews
    Zopa

  • Current account

    from Zopa 4.93 from 6586 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill