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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

I am very impressed with Zopa.

I am very impressed with Zopa......... Excellent service. and very helpful. Reviewed on: 17th April 2025

Absolutely brilliant service.

Absolutely brilliant service....easy to use website Reviewed on: 17th April 2025

Very good card very good communication and always re...

Very good card very good communication and always ready to help with anything Reviewed on: 17th April 2025

Great Product, Great people

A really simple, straightforward product that just works, and is on value; an excellent customer experience as well. Reviewed on: 17th April 2025

Happy and satisfied with customer service experience

Happy and satisfied with customer service experience Reviewed on: 17th April 2025

Very easy to work with and understand!

Very easy to work with and understand. Great range of features. Reviewed on: 17th April 2025

Have both credit card and Loan with Zopa.

Have both credit card and Loan with Zopa. Both excellent service Reviewed on: 17th April 2025

A good way to help improve credit score

A good way to help improve credit score Reviewed on: 17th April 2025

Zopa are the easiest, most straight forward, trustwo...

Zopa are the easiest, most straight forward, trustworthy and competitive company I have dealt with. Excellent customer service and products. Any application is dealt with with the upmost efficiency and explained perfectly. The app is the best I have found and everything I need is right there! Can’t thank Zopa enough for helping to build and improve my credit score. Thank you Zopa! Reviewed on: 17th April 2025

excellent customer services

Great experience with Zopa and would not hesitate to recommend them Reviewed on: 17th April 2025

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