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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Excellent service when locked out of account

Excellent service when locked out of account Reviewed on: 17th April 2025

A good credit card supported by a very usable app wh...

A good credit card supported by a very usable app which makes managing the account very easy. Reviewed on: 17th April 2025

My zopa card review

Never had a problem with card online or talking problems with customer service Reviewed on: 17th April 2025

Very good and excellent services

Very good and excellent services Reviewed on: 17th April 2025

Zopas customer service team is great and helps out w...

Zopas customer service team is great and helps out with enquiries very promptly. The credit limit increase or decrease options are also great. Reviewed on: 17th April 2025

Easy to apply fast and quick too

Easy to apply fast and quick too Reviewed on: 17th April 2025

Quick and easy to sign up very pleased

Quick and easy to sign up very pleased Reviewed on: 17th April 2025

Great experience with dopamine.

Great experience with dopamine.. Reviewed on: 17th April 2025

Great bank.

Great bank. Excellent service. Quick responses. Easy to deal with Reviewed on: 17th April 2025

Like when they send reminders to make payments on time.

Like when they send reminders to make payments on time. Very reliable Reviewed on: 17th April 2025

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