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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

A careful credit limit, ..

A careful credit limit, and a great all round service Reviewed on: 17th April 2025

Brilliant experience overall I will definitely recom...

Brilliant experience overall I will definitely recommend their products Reviewed on: 17th April 2025

Zopa card payments are so rapid it’s unbelievable.

Zopa card payments are so rapid it’s unbelievable. Top of all cards Reviewed on: 17th April 2025

Nice to get credit card with zopa excellent service

Nice to get credit card with zopa excellent service Reviewed on: 17th April 2025

ZOPA A VERY GOOD company

My first credit card for years and ZOPA have looked after me Reviewed on: 17th April 2025

Hassle free credit card.

Hassle free credit card. Brilliant app and perfect customer service and support Reviewed on: 17th April 2025

Excellent service when locked out of account

Excellent service when locked out of account Reviewed on: 17th April 2025

A good credit card supported by a very usable app wh...

A good credit card supported by a very usable app which makes managing the account very easy. Reviewed on: 17th April 2025

My zopa card review

Never had a problem with card online or talking problems with customer service Reviewed on: 17th April 2025

Very good and excellent services

Very good and excellent services Reviewed on: 17th April 2025

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