Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

View other Zopa products

4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Easy to use and a good app to go with...

Easy to use and a good app to go with it, decent apr Reviewed on: 17th April 2025

Helped with finding the right car

Helped with finding the right car Reviewed on: 17th April 2025

Great easy to use App.

Great easy to use App. Well laid out statements. Straightforward to make an online bill payment. Reviewed on: 17th April 2025

Direct debit didn’t work so coursed headache but sol...

Direct debit didn’t work so coursed headache but solved in the end. Would rather have a human to speak to Reviewed on: 17th April 2025

Great services and easy to use app

Great services and easy to use app Reviewed on: 17th April 2025

They are always kind and polite to me when i need th...

They are always kind and polite to me when i need their help I am 76 years of age and starting to forget and get muddled, but they always make things roght. Reviewed on: 17th April 2025

Martin rawlings

Easy to apply for and came quickly Reviewed on: 17th April 2025

Credit history

Easy access to additional funds available within the limit available on the card. Additionally, with the card you can have additional benefits: insurance packages, partial refunds for purchases and other promotions available only to card holders. A credit card is also a useful tool in building a positive credit history. Reviewed on: 17th April 2025

No problems AT ALL at any stage.

No problems AT ALL at any stage. Reviewed on: 17th April 2025

They out really helpful and really good to talk too

They out really helpful and really good to talk too Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Capital One 4.07 from 292 reviews
Credit card
from M&S Bank - Marks and Spencer 2.97 from 195 reviews
Everyday spending credit cards
from Halifax 4.08 from 75 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.95 from 69070 reviews
Cash ISA
from Zopa 4.94 from 1546 reviews
Current account
from Zopa 4.93 from 6571 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub