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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

100% professional no complaints whatsoever

100% professional no complaints whatsoever Reviewed on: 17th April 2025

I really enjoy Zopa, it makes me limit my spending...

I really enjoy Zopa, it makes me limit my spending Reviewed on: 17th April 2025

I am very happy for the service.

I am very happy for the service. Overall I am very satisfied for the customer services. Reviewed on: 17th April 2025

I've been with Zopa for two years now and haven't ha...

I've been with Zopa for two years now and haven't had any problems with them Reviewed on: 17th April 2025

great customer service

Easy to use and set the card up, great customer service Reviewed on: 17th April 2025

I have enjoyed the service and how helpful Zopa is t...

I have enjoyed the service and how helpful Zopa is to me. Reviewed on: 17th April 2025

I've been with Zopa for quite a while now and to dat...

I've been with Zopa for quite a while now and to date I have had nothing but excellent service and a great interest rate. Reviewed on: 17th April 2025

Very good card to use & had no problem,

Very good card to use & had no problem, Reviewed on: 17th April 2025

Great Product!

Am very happy with the product and level of professionalism. Reviewed on: 17th April 2025

Zopa are always very helpful if I have to get in touch.

Zopa are always very helpful if I have to get in touch. They are very good at keeping me up to date with any changes Reviewed on: 17th April 2025

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