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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy to follow app with lots of information, I like...

Easy to follow app with lots of information, I like the fact that you can see what you spend , what payment you make and the interest charged. Reviewed on: 17th April 2025

Excellent good service, prompt in answering question...

Excellent good service, prompt in answering questions and very good customer service Reviewed on: 17th April 2025

Very professional and a pleasure to deal with.

Very professional and a pleasure to deal with. No hassle. Reviewed on: 17th April 2025

Fabolous excellent experience thank to zopa am able...

Fabolous excellent experience thank to zopa am able to manage my finances Reviewed on: 17th April 2025

All about the truth

Ten out of 10 for everything in my book,, suits me down to the ground Reviewed on: 17th April 2025

Easy to get in touch with

Easy to get in touch with and friendly staff that will talk you through anything helping you understand things more easily, couldn't ask for a better backing Reviewed on: 17th April 2025

Easy to use and a good app to go with...

Easy to use and a good app to go with it, decent apr Reviewed on: 17th April 2025

Helped with finding the right car

Helped with finding the right car Reviewed on: 17th April 2025

Great easy to use App.

Great easy to use App. Well laid out statements. Straightforward to make an online bill payment. Reviewed on: 17th April 2025

Direct debit didn’t work so coursed headache but sol...

Direct debit didn’t work so coursed headache but solved in the end. Would rather have a human to speak to Reviewed on: 17th April 2025

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