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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great customer service

Great customer service and app is very good too. Reviewed on: 17th April 2025

Very good service thank you, answered my questions,...

Very good service thank you, answered my questions, got back to me very quickly Reviewed on: 17th April 2025

Extremely great service very easy and quick, the app...

Extremely great service very easy and quick, the app is very good and fast simple to use and updates quickly Reviewed on: 17th April 2025

Efficient

Very efficient and I will recommend Zopa to anyone looking for financial services Reviewed on: 17th April 2025

Very good customer service and easy to use app.

Very good customer service and easy to use app. Only had 1 issue and was dealt with straight away. Reviewed on: 17th April 2025

I find the app easy to use transfer and move money a...

I find the app easy to use transfer and move money around. I’ve not had much need to use customer support because I’ve not needed too! I That says it all ! Reviewed on: 17th April 2025

I have not had any issues with Zopa

I have not had any issues with Zopa Reviewed on: 17th April 2025

App very easy to use, stress free

App very easy to use, stress free Reviewed on: 17th April 2025

Good card for rebuilding credit.

Good card for rebuilding credit. Reviewed on: 17th April 2025

Zopa comes up trumps

At a time when getting a credit card is difficult Zopa comes up trumps Reviewed on: 17th April 2025

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