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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great App

Having had the use of a ZOPA credit card for the past several years no issues and any questions/ queries are dealt with in a timely manner. Very handy for personal loans. I applied and from the time of applying to the money in my bank account 10 minutes it’s all very easy Reviewed on: 17th April 2025

Magnificent

My customer services experience with Zopa has been first class and admirable for a credit card company. Reviewed on: 17th April 2025

Good service all through and you are kept informed o...

Good service all through and you are kept informed of services available for you. Reviewed on: 17th April 2025

Very good helpful

Very good helpful for everyone , I recommend this to anyone Reviewed on: 17th April 2025

Great C/C with an easy to use app to keep me in cont...

Great C/C with an easy to use app to keep me in control of my finances Reviewed on: 17th April 2025

Very easy app to navigate no hidden fees all clear

Very easy app to navigate no hidden fees all clear Reviewed on: 17th April 2025

Seamless application

Seamless application…excellent communication…. Kept informed of all use , alerts on any use Reviewed on: 17th April 2025

User friends ieasy to apply and mobile app good to...

User friends ieasy to apply and mobile app good to use Reviewed on: 17th April 2025

Very good and excellent service easy to find out wh...

Very good and excellent service easy to find out what you spending Reviewed on: 17th April 2025

My experience has been straight forward, upfront and...

My experience has been straight forward, upfront and easy to negotiate with what I have required. Reviewed on: 17th April 2025

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