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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44333 reviews)

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4.94

Based on 44,333 reviews, last reviewed 19th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very efficient service Very efficient service. Application works well Reviewed on: 19th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44333)

Very efficient

Quick and easy service, no messing around on the phone Reviewed on: 17th April 2025

Zopa has exceeded my expectations as a best credit c...

Zopa has exceeded my expectations as a best credit card provider. I highly recommend them for their rewards, customer service and ease of use. Easy to set up payment or change the monthly amount and make one off lump sum payment. Reviewed on: 17th April 2025

easy to use

easy to use they gave me a good amound on card to start with Reviewed on: 17th April 2025

Easy to apply easy set up and easy payment method an...

Easy to apply easy set up and easy payment method and very helpful Reviewed on: 17th April 2025

App easy to use and regular email updates are great

App easy to use and regular email updates are great Reviewed on: 17th April 2025

Great for boosting your credit score

All okay. Nice to boost your credit score Reviewed on: 17th April 2025

So easy to use.

So easy to use. And payments go through really quick. Reviewed on: 17th April 2025

Great experience no problems at all

Great experience no problems at all Reviewed on: 17th April 2025

very easy to process and very well explained

very easy to process and very well explained Reviewed on: 17th April 2025

Very happy with my card and account.

Very happy with my card and account. Reviewed on: 17th April 2025

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