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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

It was very easy to apply for the card.

It was very easy to apply for the card. Service is excellent the account has been monitored and adjustments made to both credit limit and interest rate. Reviewed on: 17th April 2025

Excellent experience with the Zopa services and acce...

Excellent experience with the Zopa services and access my finance in everyday life. Reviewed on: 17th April 2025

Easy to use good communication app is very good

Easy to use good communication app is very good Reviewed on: 17th April 2025

Very happy always had great service easy to use site...

Very happy always had great service easy to use site Reviewed on: 17th April 2025

I love Zopa they are very good I didn’t regrets of h...

I love Zopa they are very good I didn’t regrets of have Zopa when you put money it does not take time to reflect in ur account they are very good in service thanks you. Reviewed on: 17th April 2025

Zoos were there when I needed a little extra cash, w...

Zoos were there when I needed a little extra cash, when others weren’t and it was very much appreciated! It’s also helped me to rebuild my credit rating. Reviewed on: 17th April 2025

Excellent service

Zopa has excellent service and their form was easily accessible. Reviewed on: 17th April 2025

modern day credit card apps

Great example of how a modern day credit card apps should be Reviewed on: 17th April 2025

Zopa is by far the best credit card around

Zopa is by far the best credit card around Reviewed on: 17th April 2025

Thank you!

When everyone rejected me with a big NO, Zopa said YES! Reviewed on: 17th April 2025

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