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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Never had an issue easy to use and helpful

Never had an issue easy to use and helpful Reviewed on: 17th April 2025

Everything about the ZOPA credit card is great

Everything about the ZOPA credit card is great Reviewed on: 17th April 2025

FEEL IN SAFE HANDS

Use, pay on time, keep below 50% and feel in safe hands. Reviewed on: 17th April 2025

Very professional and happy with the help

Very professional and happy with the help Reviewed on: 17th April 2025

Very easy to apply,fast answer I strongly recommend

Very easy to apply,fast answer I strongly recommend Reviewed on: 17th April 2025

good some problems paying by transfer but when y...

All good some problems paying by transfer but when you get to know it it's ok Reviewed on: 17th April 2025

No issues .

No issues ...easy to use.....quick response to queries. Reviewed on: 17th April 2025

Great communication great product

Great communication great product Reviewed on: 17th April 2025

Always kept informed on a regular basis, also great...

Always kept informed on a regular basis, also great customer service. Reviewed on: 17th April 2025

I like zopa because you always know what’s what, zop...

I like zopa because you always know what’s what, zopa always keep in touch, and the way everything is set up is simple and understandable, you can always get in touch, it’s so simple. Reviewed on: 17th April 2025

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