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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

zopa card is great,but need to upgraid on contactles...

zopa card is great,but need to upgraid on contactless card Reviewed on: 17th April 2025

Super efficient, easy to use and you are constantly...

Super efficient, easy to use and you are constantly kept updated with any offers or changes without being bombarded. Reviewed on: 17th April 2025

Zopa credit card highly recommended

Excellent card had no issues only problem I could possibly say is a lower interest rate would be great .When someone tied to remove money on my card it was flagged up immediately and stopped and I was informed very impressed Reviewed on: 17th April 2025

Very easy to use very good offer

Very easy to use very good offer Reviewed on: 17th April 2025

Good value for money

Good value for money I appreciate the loan interest Reviewed on: 17th April 2025

Excellent customer service and I enjoy using Zopa

Excellent customer service and I enjoy using Zopa Reviewed on: 17th April 2025

Hassle free experience great introductory rate.

Hassle free experience great introductory rate. I like how you get notifications on spending so it keeps you in check excellent customer support in any situation Reviewed on: 17th April 2025

You came to my aid at the time of need.

You came to my aid at the time of need. But hey, can you reduce the APR pls? Reviewed on: 17th April 2025

Best credit card provider!

Best credit card provider ever. Money transfer at good rate and fair interest. Excellent customer service at a glance. I will definitely recommend it to everyone I know. Thank you very much. Reviewed on: 17th April 2025

So good.

So good. I'm very happy with the bank. Reviewed on: 17th April 2025

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