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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Excellent service about using and services of card u...

Excellent service about using and services of card user Reviewed on: 17th April 2025

It’s good service and helpful

It’s good experience with service Reviewed on: 17th April 2025

My Zopa on line credit card.

I have found Zopa to be very helpful in their on line customer service, their interest rate is very good. So far in the time I have had my Zopa credit card touch would to not had any problems that they haven't been able to sort out. Each month in plenty of time they always send me my monthly statement, which tells me exactly what I have spent how much interest I will have to pay if I don't pay it off in full and how much they are going to charge me for that month. Which as I said you can pay extra to bring down your limit or pay it off. Keep up the good work. Reviewed on: 17th April 2025

Quick and reliable. Very Recommended

Fast and reliable. Very Recommended Reviewed on: 17th April 2025

Hassle free app with fast updates.

Hassle free app with fast updates. Plenty of notice of what you have to pay. Reviewed on: 17th April 2025

Excellent customer service and information.

Excellent customer service and information. Reviewed on: 17th April 2025

Easy and efficient with great communication.

Easy and efficient with great communication. Clear and easy to use App Reviewed on: 17th April 2025

First class

Excellent service, fast, simple and ensuring great customer satisfaction. Reviewed on: 17th April 2025

Good experience and easy to use.

Good experience and easy to use. Helps me build my credit rating Reviewed on: 17th April 2025

The app and excellent customer service

The app is simple and great to use. You can speak to someone easily and the team are courteous empathetic and polite. Very professional. Reviewed on: 17th April 2025

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