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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

The app and excellent customer service

The app is simple and great to use. You can speak to someone easily and the team are courteous empathetic and polite. Very professional. Reviewed on: 17th April 2025

Well recommended

Gave me a loan with no bother and was so easy to set up and I had the money in my bank in minutes Reviewed on: 17th April 2025

was accepted and card came very quick

was accepted and card came very quick Reviewed on: 17th April 2025

Good app and customer service

Good app and excellent customer service Reviewed on: 17th April 2025

Great app

Easy to use with app and control your card and rebuild your credit rating using the accounts and linking it all up Reviewed on: 17th April 2025

Smooth your services are swift and reliable

Smooth your services are swift and reliable Reviewed on: 17th April 2025

Really great experience from the start

Really enjoy the app and the products Zopa have to offer. Great insights to help me manage my money better. Easy to open account and easy to contact them when I need to. Reviewed on: 17th April 2025

Great app ! I’ve been zoped!!

Great app ! Easy to navigate, also information is all there explained making it very easy to access different info .. also updates are great too.. I’ve compare theses to other credit cards and now I have a Zopa credit card I feel at ease when navigating and applying for other offers on Zopa .. so I have been “zoped.. “, and now feel relaxed with possibly the best credit card to date , it’s simply “peace”!! Reviewed on: 17th April 2025

Zopa is really easy to set up and use.

Zopa is really easy to set up and use. Reviewed on: 17th April 2025

Great communication, easy application process, grea...

Great communication, easy application process, great easy to use app Reviewed on: 17th April 2025

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