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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Transactions are so easy and getting notifications w...

Transactions are so easy and getting notifications within minutes Reviewed on: 17th April 2025

Zoola are very clear with all there charges , they...

Zoola are very clear with all there charges , they have increased my limits as we have gone on.greay help for us. Reviewed on: 17th April 2025

Great way to build credit Zopa team always ready to...

Great way to build credit Zopa team always ready to help Reviewed on: 17th April 2025

Thanks to Zopa I’ve improved my credit score and can...

Thanks to Zopa I’ve improved my credit score and can always afford the little things. Reviewed on: 17th April 2025

I am very satisfied with the service provided by ZOP...

I am very satisfied with the service provided by ZOPA it works even outside of the UK 100% TOP OF THE TOP ! Reviewed on: 17th April 2025

Thank you for the opportunity

It was fantastic to be offered a zopa credit card and to show that we can build a good credit report. Reviewed on: 17th April 2025

Excellent Customer Support

Excellent Customer Support Great Company Reviewed on: 17th April 2025

Everything is very easy.

Everything is very easy..Online appsimple yo use Reviewed on: 17th April 2025

Have had no problems with zopa.

Have had no problems with zopa. They have great customer service and there if you need help Reviewed on: 17th April 2025

Very ...

Very Good I am very pleased with your servicesBe honest Whether your experience was good or bad, don’t be afraid to share it. Good good good Reviewed on: 17th April 2025

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