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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

A best credit card ever I had,it helps me to pay my...

A best credit card ever I had,it helps me to pay my bills easily and for shopping as well. Reviewed on: 17th April 2025

No problems with Zopa good service and I like you ca...

No problems with Zopa good service and I like you can talk to a human at customer service Reviewed on: 17th April 2025

Amazing Brilliant and helpful with anything

Brilliant and helpful with anything Reviewed on: 17th April 2025

Minty Sav 1965

Good customer service helps build up my credit score very easy to use app easy to Follo Reviewed on: 17th April 2025

I have memory issues so finding a simple user experi...

I have memory issues so finding a simple user experience is key. I have multiple credit cards but Zopa by far is the best Reviewed on: 17th April 2025

Credit card easy use

Buchan easy.card to use . Excellent Reviewed on: 17th April 2025

Helpful and honest

Zopa helped me through a crisses with my money problems and are still helping me now Reviewed on: 17th April 2025

It's very easy to use and responding time is very qu...

It's very easy to use and responding time is very quick that I love the most Reviewed on: 17th April 2025

They have always been professional and there to help

They have always been professional and there to help Reviewed on: 17th April 2025

Brilliant bank so easy to deal with

Brilliant bank so easy to deal with Reviewed on: 17th April 2025

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