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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good customer service easy to talk to

Good customer service easy to talk to Reviewed on: 17th April 2025

Perfect Online Banking!

Great choices of account types. Great rewards. Great AER % Great to use overseas. Just perfect for everything you need from an online bank! Reviewed on: 17th April 2025

Zopa CC is an excellent financial tool and very help...

Zopa CC is an excellent financial tool and very helpful for daily expenses or quicker solving unexpected problems. Reviewed on: 17th April 2025

I real like Zopa it's easy to use

I real like Zopa it's easy to use Reviewed on: 17th April 2025

Really good easy to use good customer service

Really good easy to use good customer service Reviewed on: 17th April 2025

Because my experience was amazing

Because my experience was amazing Reviewed on: 17th April 2025

easy excellent card woud reccomend

easy to use effortless would reccomend Reviewed on: 17th April 2025

I have never had a problem with Zopa.

I have never had a problem with Zopa.. the app is very easy to use too Reviewed on: 17th April 2025

Great, good service,I will recommend this experience...

Great, good service,I will recommend this experience with Zopa. Reviewed on: 17th April 2025

Easily the best provider I've ever had

Excellent credit card with a really easy to use app. Reminders sent when payment is due and the payment shows on your account immediately. Superb customer service Reviewed on: 17th April 2025

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