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Zopa: Credit card reviews

4.94
Based on 44,339 reviews, last reviewed 26th Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026
Lubna's avatar
Lubna

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Easy to use and good communication.

5
Easy to use and good communication. Reviewed on: 17th April 2025

Easy to apply and manage accounts

5
Easy to apply and manage accounts Reviewed on: 17th April 2025

Excellent service no problems staff are helpful when...

5
Excellent service no problems staff are helpful when you call and the app is easy to use Reviewed on: 17th April 2025

It's stress free experience always. Best card

5
It's stress free experience always. Reviewed on: 17th April 2025

No hassle and straight forward.

5
No hassle and straight forward. Easy to use and great App Reviewed on: 17th April 2025

Excellent everyday credit card

5
Easy application and quick decision. App is easy to use and communication is good Reviewed on: 17th April 2025

Excellent

5
Excellent easy no issues brilliant app Reviewed on: 17th April 2025

Great services wirh zopa

5
Great services with zopa credit card Reviewed on: 17th April 2025

Great service, quick account updates

5
Great service, quick account updates Reviewed on: 17th April 2025

Happy as can be

5
I’ve never had an issue and the app works well for me. Reviewed on: 17th April 2025

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